Athens enables contactless transit payments at metropolitan scale
by Catherine Goddard
Working with Littlepay, OASA enabled open-loop payments without wholesale replacement of the existing validator estate and fare infrastructure. Tap2Ride was deployed quickly and cost-effectively, minimizing implementation risk and disruption while simplifying passenger access and journeys.
| 20.1 million | 320% | 2 acquirers | ~8,000 | 10 weeks |
| cEMV transactions in 12 months to Aug 26 | YOY transaction growth as of Aug 26 | Multi-acquirer architecture | Validators and gates were cEMV enabled | From kick-off until pilot launch |
About OASA
Athens Urban Transport Organisation (OASA) is the public transport authority responsible for coordinating an integrated network of buses, trolleybuses, Metro and tram services across metropolitan Athens.
It serves a region with around 3.8 million residents, which attracts around 8 million international visitors annually. The network records more than 450 million annual boardings across road and rail services.
The context
OASA set out to launch Tap2Ride with three core ambitions: to modernise fare payments, improve the experience of residents, commuters and visitors using its network, and reduce the operational costs of its card based system.
By enabling passengers to travel using a contactless bank card or device they already carry, OASA aimed to remove the need to queue for tickets or understand the local fare system and reduce the operational costs of the card-based system, making public transport simpler to access.
The challenge
The authority wanted to avoid the considerable cost, disruption and roll-out time of replacing its estate of ~8,000 legacy validators and gates. The core technical challenge was to enable cEMV acceptance across a complex, multimodal network, while continuing to support the existing ATH.ENA closed-loop ticketing system and fare products.
The solution needed to integrate with the existing fare-management platform, provided by LG CNS, which would retain responsibility for fare calculation, aggregation and fare adjustments. The challenge for Littlepay was to introduce open-loop payment processing into this complex, live transport environment while making the underlying technical complexity largely invisible to passengers.
The solution
Littlepay worked with LG CNS to integrate open-loop payments with OASA’s existing fare collection environment. LG retained responsibility for fare calculation, aggregation and fare adjustments. Existing validators and gates were enabled for cEMV acceptance using Planeta Informatica technology, with Cybersource providing the payment gateway.
Littlepay provided the specialist transit payments platform, including debt and deny-list management, and developed switching capability to route transactions between OASA’s two acquiring partners, National Bank of Greece (NBG) and Nexi. Together, the partners delivered an integrated solution built around OASA’s existing infrastructure.
The results
Tap2Ride moved from project kick-off to its first public launch on Athens’ four Airport Express routes in just 12 weeks. Following this pilot, OASA expanded contactless acceptance across buses, trolleybuses, Metro and tram in January 2025.
By retaining its existing hardware estate and fare system, OASA reduced the capital cost and time associated with a wholesale replacement.
Passengers can now simply tap a contactless Visa or Mastercard, smartphone or smartwatch to travel, without purchasing an ATH.ENA Ticket or Card.
Since launch, adoption has grown steadily, with 20.1 million contactless transactions recorded between September 2025 and September 2026 – a 320% year-on-year increase.
Littlepay helped OASA to:
✓ Deploy contactless on a multimodal network at scale
✓ Lower cost and time investment compared to system replacement
✓ Simplify the journeys for passengers: no need for a ticket
✓ Drive rapid growth of contactless transaction volume
Customer feedback
“Tap2Ride represents a major step in OASA’s digital modernisation and our commitment to improving the passenger experience. Working with Littlepay and our technology partners, we integrated contactless payments with our existing fare collection environment, giving passengers a simpler and faster way to travel using the card or device they already carry.” Maria Mavroudi, Athens Fare Collection System Project Manager, OASA.
Next steps
OASA is looking at the next steps in its partnership with Littlepay, focused on continuity, resilience and ongoing evolution of the fare system. The modular, open architecture of Littlepay’s platform provides flexibility for future payment and passenger-service enhancements.
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